Make sure that you are going to be insured

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Regulation of the "Make sure ..... that you are going to be insured". Campaign

Art. 1 Campaign Organizer

The campaign Organizer is S.C. SAFETY BROKER DE ASIGURARE S.R.L., an insurance brokerage company authorized by the Insurance Supervisory Commission under no. RBK-293, with the registered office in Bucharest, 8D, Calea Giulești, 2nd floor, 6th District, registered with the Trade Register attached to Bucharest Law Court under no. J40/6184/2005, Sole Registration Code 17437817.

Art. 2 Participation Right

Any individual domiciled in Romania, client or potential client of Safety Broker, purchasing, over the period of the campaign, one fully comprehensive car insurance policy (CASCO), at the SAFETY BROKER offices throughout the countries, respectively of the SAFETY BROKER Partners – and accepting and complying with the terms of this regulation can participate in the "Make sure ..... that you are going to be insured" campaign. The SAFETY BROKER employees, as well as the 1st degree members of the families thereof do not have a participation right. By the participation in this campaign, the entry of the insured in the database of SAFETY BROKER Company is considered automatically accepted.

Art. 3 Campaign Development Locations

This campaign takes place at the SAFETY BROKER offices throughout the country, respectively at the offices of the SAFETY BROKER Partners displaying the SAFETY BROKER logo.

 

Art. 4 Campaign Duration

The campaign development period is June 16th, 2015 – July 15th, 2015. After the date of July 15th 2015, the sale of the products indicated in this Official Regulation no longer confers the right to participate in the campaign.

 

Art. 5 Validity Terms

For a person to benefit from the "Make sure ..... that you are going to be insured " campaign, they should purchase from City Insurance a ``CASCO PENTRU FIECARE`` car insurance police valid for 12 months, at one of the locations indicated in Art. 3, over the development period of the Campaign set forth in Art. 4, directly– without brokers, within the terms of this regulation.

The optional ``OPTIM CASA`` house policy is valid in the following conditions:

 

a) it is issued only for the individuals insured of ``CASCO PENTRU FIECARE`` policy;

b) the optional ``OPTIM CASA`` house policy covers multiple risks, and the indemnifications are granted within the limit of the insured amount that the client opted for, as follows:

  • For building:

The Insured can opt, depending on the real value and the house type thereof, for any insured amount, thus:

  • A type: insured amount comprised between EUR 20,000 and 100,000;

 B type: insured amount comprised between EUR 10,000 and 50,000.

 For insurance values over EUR 100,000, the issue by City Insurance S.A.., via the IT system, of an optional policy for property and houses shall be proposed to the applicant.

2. For houses built after 1971 inclusively. If the construction year is 1970 or subsequent thereof, Optim Casa can be taken out only with the insured amount of EUR 10,000

  • 2. For property

``OPTIM CASA`` also covers the property in the house, within the limit of 10% of the Insured Amount of the housing unit /building, but up to EUR 5,000.

  • 3. Sub-limits

for the pipe water, the liability limit is of EUR 1,000 /event and over the entire insured period;

for civil liability towards third parties, the insured amount is of EUR 1,000 /event and over the entire insured period.

 For the insured amount of EUR 10,000 afferent to the B type and EUR 20,000 afferent to the A type, the PAD risks are not insured.

 Risks covered by the Optim Casa Insurance

The optional ``OPTIM CASA`` can insurance covers multiple risks, and the indemnifications are granted within the limit of the insured amount that the client opted for.

Insured House and Property

The following risks are covered for these: natural phenomena: earthquake, caving-in or landslide, flood; atmospheric phenomena: thunder, storm, hail, heavy rain, tempest, massive snowfall (blizzard), avalanche, snow layer weight, fire, explosion, falling objects, collisions with vehicles, theft.

Pipe Water

Risks that can produce direct material damages, caused to the insured buildings or property, by the water coming from the water pipes, cocks and other accessories of the water supply or discharge installations, rain water, the heating and air conditioning ones, that the housing unit or the building wherein the insured housing unit is situated is equipped with are covered.

 

Civil Liability towards Third Parties

Risks that can produce material damages that the Insured, without malice prepense (culpable), can cause to third parties, are covered.

The ``OPTIM CASA`` policy is granted for the purchase of a single ``CASCO PENTRU FIECARE`` policy with a duration of maximum 12 months.

The validity period of the ``OPTIM CASA`` policy shall be identical to the validity period of the ``CASCO PENTRU FIECARE`` policy.

Art. 6 Campaign Mechanism

Upon the take-out, over the Campaign development period, of a ``CASCO PENTRU FIECARE`` policy with 12-month validity (at the offices indicated in art. 3), from City Insurance insurance company, the client shall obtain free of charge an optional ``OPTIM CASA`` house insurance, a City Insurance product.

 

Art. 7 Other Regulations

The campaign is valid only for the people having directly taken out – without brokers, an insurance policy issued by City Insurance and sold by SAFETY BROKER, over the development period of this Campaign. In order to meet the conditions of participation in this Campaign, the participants should be at least 18 (eighteen) years old. The insurance policy payment date should be comprised in the period June 16th, 2015 – July 15th, 2015. The contract should be concluded in compliance with the eligibility terms established by SAFETY BROKER, in virtue of the legislation in the field and the internal norms and regulations thereof. By the participation in the campaign, the participants agree to comply with the provisions, terms and conditions of this Official Regulation. The Organizer undertakes to respect all participants’ rights, in compliance with Law no. 677/2001 on the protection of individuals with regard to the processing of personal data and the free movement of such data. Consequently, SAFETY BROKER undertakes to keep the confidentiality of the participants’ personal data.

The eventual disputes occurred between the Organizer and the participants in this campaign shall be amicably settled. In the event this is not possible, the disputes shall be settled by the relevant Romanian law courts.

Art.8 Advertising of this Regulation

This Regulation is available at the offices indicated in art.3 of this regulation, as well as on the website of the firm (www.safetybroker.ro). SAFETY BROKER reserves its right to amend this Regulation during the campaign, with the prior notification of the participants, by the publication of the amendments on the www.safetybroker.ro website.

Art.9 Contact Data of SAFETY BROKER

Bucharest, 8 D, Calea Giulești, 2nd floor, 6th District

Tel. 021.745.62.69/021.745.62.70/021.745.62.71

Fax. 021.413.09.47

Business hours: Monday to Friday, between 9.00 a.m. and 5.00 p.m.

Website: www.safetybroker.ro

E-mail: office@safetybroker.ro